PRIVACY POLICY

Investment advisers are required by law to inform their clients of their policies regarding privacy of client information.
We are bound by professional standards of confidentiality that are even more stringent than those required by law.
Federal law gives the client the right to limit some but not all sharing of personal information. It also requires us to
tell you how we collect, share, and protect your personal information.

TYPES OF NONPUBLIC PERSONAL
INFORMATION (NPI) WE COLLECT

We collect nonpublic personal information about you
that is either provided to us by you or obtained by us
with your authorization. This can include but is not
limited to your Social Security Number, Date of Birth,
Banking Information, Financial Account Numbers
and/or Balances, Sources of Income, and Credit Card
Numbers or Information. When you are no longer
our client, we may continue to share your
information only as described in this notice.

PARTIES TO WHOM WE DISCLOSE
INFORMATION

All Investment Advisers may need to share personal
information to run their everyday business. In the
section below, we list the reasons that we may share
your personal information:

 For everyday business purposes – such as to process
your transactions, maintain your account(s),
respond to court orders and legal investigations, or
report to credit bureaus;

 For our marketing – to offer our products and
services to you;

 For joint marketing with other financial companies;

 For our affiliates’ everyday business purposes –
information about your transactions and
experiences and information about your
creditworthiness; or

 For non-affiliates to market to you.
information on the day you sign our agreement. When
you are no longer our client, we may continue to share
your information as described in this notice. However,
you can contact us at any time to limit our sharing.

PROTECTING CONFIDENTIALITY OF CURRENT
AND FORMER CLIENT’S INFORMATION

To protect your personal information from
unauthorized access and use, we use security measures
that comply with federal law, including computer
safeguards and secured files and building.

FEDERAL & STATE LAW ALLOWS YOU TO LIMIT
SHARING – OPTING OUT

Federal law allows you the right to limit the sharing of
your NPI by “opting-out” of the following: sharing for
non-affiliates’ everyday business purposes –
information about your creditworthiness; or sharing
with affiliates or non-affiliates who use your
information to market to you. State laws and
individual companies may give you additional rights to
limit sharing. Please notify us immediately if you
choose to opt out of these types of sharing.

DEFINITIONS:

Affiliates – companies related by
common ownership or control. They can be financial
and non-financial companies; Non-affiliates –
companies not related by common ownership or
control. They can be financial and non-financial
companies; Joint marketing – a formal agreement
between non-affiliated financial companies that
together market financial products or services to you.
If you are a new client we may begin sharing your

 

Please call if you have any questions. Your privacy, our professional ethics, and the ability to provide you with quality
financial services are very important to us.